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About us

Neo Banking
for Global Businesses.

Money without borders.
Control without banks.

$30T+
Digital Payments
24/7
Availability
150+
countries
0%
Custody Risk
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Our story

The story behind how our company was founded

Traditional banking wasn’t built for modern companies, so we built something better.

We started Lemony to rethink how global money should work

Lemony was born from real experience. After building and operating multiple digital businesses across different markets, our team faced the same problem over and over again: global money is broken.

We didn’t start Lemony to become another bank. We started it to build a new financial layer... one designed for digital-first companies, global teams, and borderless operations.

“I’ve built and scaled digital businesses across different countries, and I’ve lived the chaos of global finance firsthand. Lemony exists because the old system no longer serves modern companies.

We’re building financial infrastructure that gives businesses stability, control, and true global reach — powered by technology, not bureaucracy. This is what the future of business finance looks like.

Diogo Nascimento
Founder & CEO
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Our values

The values that drive everything we do

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Innovation

We challenge outdated financial systems and build what comes next. Faster, smarter, and designed for a global-first world.

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Control

Businesses should own their money, not ask permission for it. Full autonomy, real-time decisions, total control.

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Global Freedom

Money should move as freely as businesses operate — across borders, currencies, and markets, without friction or limits.

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Transparency

No hidden rules, no invisible fees, no surprises. Just clear systems, clear money, and full visibility at all times.

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FAQs

Have questions?

Answers to the most common questions about using Lemony for global payments, cards, and multi-currency operations.

Do I keep full custody of my funds with Lemony?

You always keep full control of your funds. Lemony is built on a self-custody architecture, meaning your balances are not locked inside a traditional bank or controlled by a centralized institution. Your money remains under your ownership while Lemony provides the technology layer to move, spend, convert, and manage it globally — securely and transparently.

How does Lemony handle automatic FX and USDC?

Lemony automatically converts balances between local currencies and USDC when needed, so your business stays protected from volatility and FX friction. You can hold, receive, and send funds in multiple currencies while benefiting from stablecoin efficiency, near-instant settlement, and global interoperability — all without manual swaps or complex treasury operations.

Do Lemony business cards work worldwide?

Yes. Lemony offers global Visa business cards that work online and in-store worldwide.Depending on your plan, you can issue multiple virtual and physical cards, assign them to team members, set spending limits, and track expenses in real time — making international business spending simple, controlled, and borderless.

Can I move money internationally with Lemony?

Absolutely. With Lemony, you can send and receive money across 100+ currencies and countries, using modern financial rails powered by stablecoins. Payments are faster, more cost-efficient, and available 24/7, without traditional banking delays, hidden fees, or geographic limitations.