User Policy

User Policy

Last updated: May 31, 2026

Introduction

This User Policy establishes the rules, responsibilities, and acceptable use standards for individuals and businesses using Lemony's platform, financial infrastructure, wallets, payment services, virtual cards, and related technologies.

Our goal is to maintain a secure, compliant, and reliable financial ecosystem for all users.

By using Lemony, you agree to comply with this User Policy in addition to our Terms & Conditions and Privacy Policy.

Purpose of the Platform

Lemony is designed to help businesses and operators manage global financial activities through modern financial infrastructure, including:

• Multi-wallet management
• Stablecoin-based treasury operations
• Global payments
• Virtual cards
• Team spending controls
• International financial operations
• Treasury and cash flow management

Users must operate within the intended purpose of the platform and comply with all applicable laws and regulations.

Acceptable Use

Users may use Lemony for legitimate business and financial activities, including:

• Receiving payments
• Managing business funds
• Treasury operations
• Vendor payments
• Team expense management
• International transfers
• Stablecoin-based financial operations
• Operational spending through approved payment methods

Users are responsible for ensuring that all activity conducted through the platform is lawful within their jurisdiction.

User Responsibilities

Users are responsible for:

• Providing accurate information
• Maintaining updated account records
• Protecting login credentials
• Securing wallet access
• Monitoring account activity
• Complying with applicable regulations
• Reporting suspicious activity when identified

Users remain fully responsible for all actions performed through their accounts.

Restricted Activities

Users may not use Lemony for:

• Fraudulent activities
• Identity theft
• Unauthorized financial activity
• Money laundering
• Terrorist financing
• Sanctions evasion
• Illegal gambling operations
• Market manipulation
• Ponzi schemes
• High-risk illegal financial schemes
• Processing stolen funds
• Deceptive or misleading business practices
• Unauthorized access attempts
• Exploiting platform vulnerabilities

Any attempt to misuse the platform may result in immediate account restrictions or termination.

Prohibited Industries

Lemony may restrict or refuse service to businesses operating in industries considered prohibited, restricted, or high-risk by applicable regulations, financial partners, or compliance providers.

Examples may include:

• Illegal goods or services
• Unlicensed financial services
• Sanctioned entities
• Fraud-related operations
• Counterfeit products
• Illegal marketplaces
• Money laundering operations
• Terrorist organizations

Additional restrictions may apply depending on jurisdiction and provider requirements.

Compliance Reviews

To maintain platform security and regulatory compliance, Lemony may periodically review accounts, transactions, and business activities.

Users may be asked to provide:

• Business information
• Proof of operations
• Source of funds information
• Identity verification
• Additional documentation

Failure to cooperate with compliance requests may result in account limitations or suspension.

Monitoring and Risk Management

Lemony may monitor platform activity to:

• Detect fraud
• Prevent abuse
• Identify security threats
• Comply with regulatory obligations
• Protect users and partners
• Maintain infrastructure integrity

Monitoring activities are conducted in accordance with applicable privacy and data protection requirements.

Wallet and Payment Activity

Users are responsible for ensuring the accuracy of payment instructions, wallet addresses, beneficiary details, and transaction information.

Transactions submitted through blockchain networks may be irreversible.

Lemony cannot guarantee the recovery of funds sent to incorrect wallet addresses, accounts, or recipients.

Card Usage Policy

Where card services are available, users agree to:

• Use cards only for lawful business purposes
• Follow issuer and provider requirements
• Maintain sufficient balances when applicable
• Avoid prohibited transactions
• Report lost or compromised cards immediately

Card services may be subject to additional provider-specific terms and conditions.

Third-Party Infrastructure

Lemony works with various third-party providers, including:

• Wallet providers
• Banking partners
• Card issuers
• Payment processors
• Blockchain networks
• Compliance providers

Service availability may depend on the performance and availability of these providers.

Certain limitations or interruptions may occur outside of Lemony's control.

Violations and Enforcement

If Lemony determines that a user has violated this User Policy, we may take one or more of the following actions:

• Request additional information
• Restrict platform features
• Temporarily suspend services
• Freeze certain activities where legally required
• Terminate accounts
• Report activity to applicable authorities when required by law

Enforcement decisions may be made at Lemony's sole discretion to protect users, partners, and platform integrity.

Updates to this Policy

Lemony may update this User Policy from time to time to reflect operational, regulatory, or security requirements.

The most recent version will always be available through the platform and website.

Continued use of Lemony after updates constitutes acceptance of the revised policy.

Contact Information

For questions regarding platform usage, compliance, or this User Policy, please contact:

hello@lemony.cash

This User Policy applies to all users, partners, ambassadors, businesses, and organizations accessing Lemony's services and financial infrastructure.